Getting Started: What your lender will need

This is a comprehensive list of the information your lender may need to complete your loan application. Keep in mind that you will need this information for the borrower and the co-borrower, if applicable.

Residence
Supply this information for the past two years:

• Address, City, State, Zip
• Number of years

Employment
Supply this information for at least the past two years:

• Employer Name, Address, Phone #
  
• Position, Title, Type of Business
  
• Dates of employment
  
• Monthly income
  

• Base Salary
  
• Overtime
  
• Bonuses
  
• Commissions
  
• Dividends and Interest
  
• Rental Income
  
• Other
  

• Rent
  
• First Mortgage (P&I)
  
• Other Financing
  
• Hazard Insurance
  
• Real Estate Taxes
• Mortgage Insurance (MI)
• Homeowner Association Dues
• Other
  

Assets
Company Name, Address and Acct # for:

• Checking and savings accounts
• Credit unions
• Stocks & Bonds
• Life insurance net cash value
  

Other Assets
Supply Description and Value for:

• Real Estate Owned
  
• Vested interest in retirement fund
  
• Net worth of business(es) owned
  
• Automobiles owned (make/year)
• Personal Property
  

• Charge accounts
  
• Car loans
  
• Student loans
  
• Alimony/Child Support
  
• Separate Maintenance Payments
• Job Related Expense
  
• (child care, union dues, etc.)
  

• Type of Property
  
• Present Market Value
  
• Loan Balances
  
• Gross Rental Income
• Monthly Payment
• Insurance, Maintenance, Taxes